The Romance of a Plain Man by Ellen Glasgow

My first successful speculation was made in my twenty-first year with five hundred dollars paid to me by Bob Brackett when the Nectar blend had been six months on the market. By the General's advice I put the money in the Old South Chemical Company, and selling out a little later at high profits, I immediately reinvested. As the years went by, that smoking mixture, discovered almost by accident in an idle moment, began to yield me considerably larger checks twice a year; and twice a year, with the General's enthusiastic assistance, I went in for a modest speculation from which I hoped sometime to reap a fortune. When I was twenty-five, a temporary depression in the market gave me the opportunity which, as Dr. Theophilus had informed me almost daily for ten years, "waits always around the corner for the man who walks quickly."

I put everything I owned into copper mining stock, then selling very low, and a year later when the copper trade recovered quickly and grew active, I rushed to the General and enquired breathlessly if I must sell out.