Red Money by Fergus Hume

Lady Agnes was inaccurate when she informed Miss Greeby that her cousin had taken a house in Kensington, since, like many women, she was accustomed to speak in general terms, rather than in a precise way. The young man certainly did live in the suburb she mentioned, but he had simply rented a furnished flat in one of the cheaper streets. He was the poorest of all the Lamberts, and could scarcely pay his club subscriptions, much less live in the style his ancient name demanded. The St. James's chambers had merely been lent to him by a friend, and when the owner returned, the temporary occupant had to shift. Therefore, on the score of economy, he hired the dingy flat and brought up Mrs. Tribb to look after it. The little woman, on her master's account, was disgusted with the mean surroundings.

"When you ought to be living in a kind of Buckingham Palace, Master Noel, as I should declare with my dying breath," she said indignantly. "And have the title, too, if things was as they ought to be."