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Mrs. Baldwin always called herself an unlucky woman, and lamented that she had to undergo misfortunes heavier than those of other people. But in truth she was better off than her laziness and grumbling deserved. Her income was small but sure, and if she lived unhappily, with her second husband the fault was hers. The man grew weary of her inattention to domestic comfort, and to her constant lamentations. It said a great deal for the absent Mr. Baldwin that he had lived with this slattern for so many years. The most sensible thing he ever did in his life was when he left her.
On losing him Mrs. Baldwin had taken up her abode in Cloverhead Manor House, and obtained it at a low rent. She would not have got it so cheap, but that in those days Troy was only beginning to gather round the ancient village. Mrs. Baldwin, in spite of her laziness, was clever enough to foresee that land would increase in value, and bought the acres upon which the manor stood. The former owner, the last member of a decayed family, had sold the land gladly enough, as he obtained from Mrs. Baldwin a larger price than was offered by the classic jerry-builder, who was responsible for the modern suburb. Since then the value of the land -- as was anticipated by Mrs. Baldwin -- had increased, and many speculators offered large sums to buy it. But Mrs. Baldwin was too lazy to make another move. She enjoyed pigging it in the large roomy house, and quite resolved not to move until the children were settled in life.