The Crooked Stick by Rolf Boldrewood — Read

After this stupendous incident had ruffled the waters of provincial repose, a long untroubled calm succeeded. Little was heard in the article of news except the weekly chronicle of stock movements: who had sold, who had bought, who, having stocked up -- that is, filled his run with all the sheep it would carry, and more -- had sold to a new arrival, and gone to England 'for good,' or at least till the long-dated station bills became due. Among this last-named division was Mr. Jack Charteris, who, having sold one of his far-out runs to a Queenslander, considered this to be a favourable opportunity to take 'a run home,' as he expressed it, for a year, for various specified reasons which he displayed before his friends, such as seeing the world and renewing his constitution, lately injured by hard work and anxiety. So he ostentatiously took his passage by a well-known mail-steamer, and made all ready to start in a couple of months. He had, however, two plans _in petto_, of which he did not advise society generally.

One was, by personal application to English capitalists -- being provided with all proper credentials from his bankers and others, with a carefully drawn out schedule of his properties (purchased lands, leasehold, sheep, cattle, horses, outside country), with carefully kept accounts showing the profits upon stations and stock for the last five or ten years, the increasing value of the wool clip, and the annual expenditure upon permanent improvements; the whole with personal valuation (approximate), and references to leading colonists of rank and position -- to discover whether he, John Charteris, with an improving property, but constantly in want of cash advances, could not secure a loan for a term of years at English rates of interest, say five or six per cent, instead of at colonial rates, eight, nine, and ten. This would make a considerable difference to Mr. Jack's annual disbursements, relieve him from anxiety when the money-market hardened, and would, moreover, euchre his friends the bankers in Sydney, with whom he was wont to carry on a half-playful, half-serious war of words whenever they met.