The Yacht Club by Oliver Optic

Donald's heart beat violently as he hastened towards the cottage. Before he could reach it, another doctor drew up at the door, and it was painfully certain that one of the family was very sick -- dangerously so, or two physicians would not have been summoned. It might be his father, his mother, or his sister Barbara; and whichever it was, it was terrible to think of. His legs almost gave away under him, when he staggered up to the cottage. As he did so, he recalled the fact that his father had been ailing when he went away in the Sea Foam. It must be his father, therefore, who was now so desperately ill as to require the attendance of two doctors.

The cottage was a small affair, with a pretty flower garden in front of it, and a whitewashed fence around it. But small as it was, it was not owned by the boat-builder, who, though not in debt, had hardly anything of this world's goods -- possibly a hundred dollars in the savings' bank, and the furniture in the cottage. Though he was as prudent and thrifty as Scotchmen generally are, and was not beset by their "often infirmity," he had not been very prosperous. The business of ship-building had been almost entirely suspended, and for several years only a few small vessels had been built in the city. Ramsay had always obtained work; but he lived well, and gave his daughter and his son an excellent education.