The Coming Wave by Oliver Optic

During the run of the Orion, from the time that Leopold assumed the charge of her till the anchor buried itself in the mud of the river, the owner and the passengers remained in the cabin. They were all city people, and to them the fog was even more disagreeable than a heavy rain. It was cold and penetrating, and the pleasure-seekers found it impossible to remain on deck. They were actually shivering with cold, and perhaps for the first time in their lives realized what a blessing the sunshine is. But Captain Bounce was on deck, and, standing on the forecastle, he nervously watched the progress of the yacht. Doubtless he felt belittled at finding himself placed under the orders of a mere boy, even though the pilot was as polite as a French dancing-master.

When the Orion changed her course off the ledges, he caught a glimpse of the dangerous rocks, upon which he had heard the beating surf for a moment before. From that time he did not see anything which looked like a rock or a cliff. Even when the yacht swung around to her anchor, the shore could not be seen from her deck, so dense was the fog.