Desk and Debit by Oliver Optic

Mr. Waterford had anchored the Marian within a couple of rods of the shore, where there was a bank convenient for landing. He had simply lowered the jib, leaving the mainsail set, but with the boom hauled down to the traveller, to keep it from swaying. Miss Collingsby did not come on deck when she had finished her dinner, but sat in the cabin, apparently reading a book she had found there; but I think her mind was not interested in the contents of the volume.

"Come, Phil; will you go on shore with me? " repeated Mr. Waterford, after he had hauled the little tender alongside the yacht.