The Rise of Silas Lapham by William Dean Howells

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Lapham awoke confused, and in a kind of remoteness from the loss of the night before, through which it loomed mistily. But before he lifted his head from the pillow, it gathered substance and weight against which it needed all his will to bear up and live. In that moment he wished that he had not wakened, that he might never have wakened; but he rose, and faced the day and its cares.

The morning papers brought the report of the fire, and the conjectured loss. The reporters somehow had found out the fact that the loss fell entirely upon Lapham; they lighted up the hackneyed character of their statements with the picturesque interest of the coincidence that the policy had expired only the week before; heaven knows how they knew it. They said that nothing remained of the building but the walls; and Lapham, on his way to business, walked up past the smoke-stained shell. The windows looked like the eye-sockets of a skull down upon the blackened and trampled snow of the street; the pavement was a sheet of ice, and the water from the engines had frozen, like streams of tears, down the face of the house, and hung in icy tags from the windowsills and copings.

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