First and Last Things by H.G. Wells — Read

These broad principles about one's way of living are very simple; our minds move freely among them. But the real interest is with the individual case, and the individual case is almost always complicated by the fact that the existing social and economic system is based upon conditions that the growing collective intelligence condemns as unjust and undesirable, and that the constructive spirit in men now seeks to supersede. We have to live in a provisional State while we dream of and work for a better one.

The ideal life for the ordinary man in a civilized, that is to say a Socialist, State would be in public employment or in private enterprise aiming at public recognition. But in our present world only a small minority can have that direct and honourable relation of public service in the work they do; most of the important business of the community is done upon the older and more tortuous private ownership system, and the great mass of men in socially useful employment find themselves working only indirectly for the community and directly for the profit of a private owner, or they themselves are private owners. Every man who has any money put by in the bank, or any money invested, is a private owner, and in so far as he draws interest or profit from this investment he is a social parasite. It is in practice almost impossible to divest oneself of that parasitic quality however straightforward the general principle may be.