The Last Asset by Edith Wharton — Read

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"THE devil! " Paul Garnett exclaimed as he re-read his note; and the dry old gentleman who was at the moment his only neighbour in the quiet restaurant they both frequented, remarked with a smile: "You don't seem particularly annoyed at meeting him."

Garnett returned the smile. "I don't know why I apostrophized him, for he's not in the least present -- except inasmuch as he may prove to be at the bottom of anything unexpected."

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