The Wave by Algernon Blackwood

Tom took his passage home; he also told Sir William that his resignation, whether the Board accepted it or not, was final. His reputation, so far as the Firm was concerned, he knew was lost. His own self-respect had dwindled dangerously too. He had the feeling that he wanted to begin all over again from the very bottom. It seemed the only way. The prospect, at his age, was daunting. He faced it.

At the very moment in life when he had fancied himself most secure, most satisfied mentally, spiritually, materially -- the entire structure on which self-confidence rested had given way. Even the means of material support had vanished too. The crash was absolute. This brief Egyptian winter had, indeed, proved the winter of his loss. The Wave had fallen at last.