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Among the many gloomy novelists of the realistic school, perhaps the most full of gloom is Gissing. In common with all his characters, he lives under the weight of a great oppression: the power of the fearful and yet adored idol of Money. One of his typical stories is "Eve's Ransom," where the heroine, with various discreditable subterfuges, throws over the poor man whom she loves in order to marry the rich man whose income she loves still better. The poor man, finding that the rich man's income has given her a fuller life and a better character than the poor man's love could have given her, decides that she has done quite right, and that he deserves to be punished for his lack of money. In this story, as in his other books, Gissing has set forth, quite accurately, the actual dominion of money, and the impersonal worship which it exacts from the great majority of civilized mankind.
Gissing's facts are undeniable, and yet his attitude produces a revolt in any reader who has vital passions and masterful desires. His worship of money is bound up with his consciousness of inward defeat. And in the modern world generally, it is the decay of life which has promoted the religion of material goods; and the religion of material goods, in its turn, has hastened the decay of life on which it thrives. The man who worships money has ceased to hope for happiness through his own efforts or in his own activities: he looks upon happiness as a passive enjoyment of pleasures derived from the outside world. The artist or the lover does not worship money in his moments of ardor, because his desires are specific, and directed towards objects which only he can create. And conversely, the worshiper of money can never achieve greatness as an artist or a lover.