Mrs. Cliff's Yacht by Frank R. Stockton

When Mrs. Cliff and Willy, as well wrapped up in handsome furs as Mr. Burke himself, who accompanied them, left their New York hotel to drive over to Brooklyn and examine the yacht which had been selected, Willy's mind vainly endeavored to form within itself an image of the object of the expedition.

She was so thoroughly an inland woman and had so little knowledge of matters connected with the sea, that when she first heard the mention of the yacht it had brought into her mind the idea of an Asiatic animal, with long hair and used as a beast of burden, which she had read about in her school-books. But when she had discovered that the object in question was a vessel and not a bovine ruminant, her mind carried her no farther than to a pleasure boat with a sail to it.