Mr. Justice Harbottle by Joseph Thomas Sheridan Le Fanu

Thirty years ago, an elderly man, to whom I paid quarterly a small annuity charged on some property of mine, came on the quarter-day to receive it. He was a dry, sad, quiet man, who had known better days, and had always maintained an unexceptionable character. No better authority could be imagined for a ghost story.

He told me one, though with a manifest reluctance; he was drawn into the narration by his choosing to explain what I should not have remarked, that he had called two days earlier than that week after the strict day of payment, which he had usually allowed to elapse. His reason was a sudden determination to change his lodgings, and the consequent necessity of paying his rent a little before it was due.