The Missing Mortgagee by R. Austin Freeman

Early in the afternoon of a warm, humid November day, Thomas Elton sauntered dejectedly along the Margate esplanade, casting an eye now on the slate-coloured sea with its pall of slate-coloured sky, and now on the harbour, where the ebb tide was just beginning to expose the mud. It was a dreary prospect, and Elton varied it by observing the few fishermen and fewer promenaders who walked foot to foot with their distorted reflections in the wet pavement; and thus it was that his eye fell on a smartly-dressed man who had just stepped into a shelter to light a cigar.

A contemporary joker has classified the Scotsmen who abound in South Africa into two groups: those, namely, who hail from Scotland, and those who hail from Palestine. Now, something in the aspect of the broad back that was presented to his view, in that of the curly, black hair and the exuberant raiment, suggested to Elton a Scotsman of the latter type. In fact, there was a suspicion of disagreeable familiarity in the figure which caused him to watch it and slacken his pace. The man backed out of the shelter, diffusing azure clouds, and, drawing an envelope from his pocket, read something that was written on it. Then he turned quickly -- and so did Elton, but not quickly enough. For he was a solitary figure on that bald and empty expanse, and the other had seen him at the first glance. Elton walked away slowly, but he had not gone a dozen paces when he felt the anticipated slap on the shoulder and heard the too well-remembered voice.