In the Roar of the Sea by Sabine Baring-Gould

After many years of separation, father and son were together once more. Early in the morning after the wreck in Dover Bar, Oliver Menaida appeared at his father's cottage, bruised and wet through, but in health and with his purse in his hand.

When he had gone overboard with the wrecker, the tide was falling and he had been left on the sands of the Bar, where he had spent a cold and miserable night, with only the satisfaction to warm him that his life and his money were his. He was not floating, like Wyvill, a headless trunk, nor was he without his pouch that contained his gold and valuable papers.