The Leopard's Spots by Fred M. White — Read

To all outward appearances Montagu Stagg was in what financial detectives call "easy circumstances." He had a charming little bungalow, which was supposed to be his own property (and wasn't), on the edge of Minchin Common, where he indulged every morning in a round of golf and devoted the rest of the day indifferently to financial pursuits and philanthropic objects. He was not a great golfer, but, because he knew his limitations and never allowed vaulting ambition to overleap itself, he won more matches than he lost, though he was always willing enough to liquidate the minatory half-crown in sustaining refreshment for the defeated foe. It was a fairly cheap way of earning a reputation for generosity, but it sufficed. A popular man, on the whole, a man of uncertain age by reason of a fine crop of patriarchal grey hair allied to a face round and innocent as that of a child, and, with no suggestion of evil on a complexion that many a woman might have envied. He looked like something between a man and boy, he had a constant flow of humorous small talk, and a joyous outlook on life that would have been a tonic to any liver-haunted pessimist.

A man, apparently, in the possession of an easy conscience and a comfortable balance in his bank, achieved either by his own efforts or by inheritance, it did not matter which. A man respected by his tradesmen, who never had to wait a day for their money, and who never deemed it necessary to make inquiries into those little slips of arithmetic which do happen occasionally, even in the books of the most highly respected shopkeeper.